Bank sync for budgeting, without typing in every purchase

Connect your bank through LunchFlow, SimpleFIN or Akahu

LunchFlow connects to more than 20,000 banks across the USA, EU, UK, Canada, Australia and New Zealand. SimpleFIN covers the USA and Canada, and Akahu covers most major banks in New Zealand. A few smaller direct connections cover other services.

• LunchFlow and SimpleFIN are independent paid services. You open an account with them, link your bank there, and pay them directly, on top of your MoneyMatter plan
• Akahu and the smaller direct connections cost nothing extra. You create your own token or keys in that service and paste them in
• Connect several banks, providers and countries at the same time

Start with history, or keep the history you have

Paste your provider's credentials and choose the accounts to add. Each one appears with your bank's name and balance, and its transactions follow within minutes. Already tracking an account by hand? Link it to the bank instead. Your existing transactions stay, and the history you entered is not downloaded again.

• Depending on the provider, the first sync can load past transactions up to 2 years back, and some providers let you load older ones later

Automatic sync twice a day, at hours you choose

MoneyMatter syncs your connected accounts in the background twice a day, and you pick the two hours in General settings. Set one for early morning and yesterday's spending is there when you check your budget over coffee. Opening the app can also start a sync, and you can start one yourself at any time. After each sync, the balance is set to what your bank reports.